Guardian Credit Union

Rates posted are subject to change without notice.
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Consumer Loan Rates as of June 7, 2011
Description	APR	Term
New & Used Autos, Truck, Vans (.50% discount with Relationship Pricing)	3.49% - 18.00%	36 - 72 months
Motorcycles, ATVs, Boats, RVs & Farm Equipment New & Used (Harley Davidson’s financed at car rates) (.50% discount with Relationship Pricing)	4.50% - 17.75%	36 - 84 months
New & Used Mobile Homes (.50% discount with Relationship Pricing)	9.75% - 18.00%	up to 96 months
Signature Loans (.50% discount with Relationship Pricing)	9.00% - 18.00%	up to 36 months
New Furniture & Appliances 80% of Final Sales Price (.50% discount with Relationship Pricing)	8.00% - 18.00%	up to 36 months
Credit Cards – Fixed rates with no annual fees.
	8.90%	Platinum
	10.90%	Gold
	15.50%	Classic
Share & Certificate Secured
	2.00% above current rate	up to 24 months

Real Estate - See Loan Info Page for Terms. 1st Mortgage 5.50% APR 2nd Mortgage 6.00% APR Construction Loans Home Equity Loans
All rates quoted as Annual Percentage Rate (APR). APR may be higher based on term of loan as well as past and present credit performance. Rates subject to change without prior notice. Relationship Pricing is a checking account with direct deposit.